How to Talk About Everything That Matters Before You Get Married
Before You Get Married: The Conversations That Truly Matter
Marriage is one of the most meaningful commitments we make in our lives. It is not only a union of two individuals but also a merging of families, finances, expectations, and dreams. Before you walk down the aisle, there are critical conversations every couple should have to ensure they’re aligned and prepared for a lifetime together. Too often, couples skip over difficult topics—finances, religion, family expectations—only to encounter conflict later. This guide walks through the essential discussions to have before you get married, complete with practical tips, real-life examples, and resources to help you both prepare for a stronger future.
1. Discuss Bills
One of the leading causes of marital conflict is money. Before you get married, decide how household bills will be handled. Will you split them evenly? Will one person take care of certain bills, while the other covers different ones? Or will all income be pooled into a joint account?
Consider setting up a shared budgeting tool like budgeting planners to track expenses. Being transparent about who pays what helps avoid resentment later.
2. Parenting Styles
If you plan on having children, it’s important to talk through how you intend to parent. Discuss discipline, education, values, and the role extended family will play.
Some couples also benefit from reading together. A book like parenting guides can help couples identify their philosophies and find common ground.
3. Credit
Credit scores influence everything from your ability to buy a home to qualifying for loans. Talk openly about your credit histories and work together on improvements if needed.
Tools like a credit repair workbook or even a joint budgeting system can help you prepare for financial milestones.
4. Debt
Debt can be a heavy burden on marriage if not addressed early. Be open about student loans, credit card balances, or other obligations. Then decide together how to pay them down.
You may want to use a debt payoff planner to create a joint strategy.
5. Religion
For some couples, faith is deeply personal; for others, it shapes family traditions. Discuss how religion will impact holidays, child-rearing, and daily life. Even if you have different beliefs, it’s critical to respect each other’s views.
Consider exploring interfaith marriage books to guide conversations.
6. Family Dynamics
Every marriage blends two families together. Talk about boundaries, holidays, and traditions. How often will you visit parents? What role will extended family play in your marriage?
Tools like relationship workbooks can help you set healthy boundaries.
7. Children’s Beliefs & Values
Discuss what values you want to instill in your children. Will they be raised in a certain faith, or taught specific cultural traditions? Addressing this before marriage prevents tension later.
8. Childhood Traumas
Everyone carries baggage. Be open about past experiences that may influence how you communicate, react, or handle conflict. Acknowledging these allows your partner to better understand you.
Some couples find it helpful to work through a couples journal for reflection and communication.
9. Sexual Expectations
Sexual compatibility is an often-overlooked factor. Talk openly about desires, boundaries, and frequency expectations. Addressing this upfront creates intimacy and prevents misaligned expectations.
Books like healthy intimacy guides can open doors for conversation.
10. Partner Expectations
Marriage is not about guessing your partner’s needs. Discuss roles, responsibilities, and daily expectations. Who handles chores? Who manages finances? Open dialogue ensures both partners feel respected.
A relationship planner can help you divide tasks fairly.
11. Financial Expectations
Beyond bills and debt, talk about savings, retirement, and investments. Do you want to save aggressively for the future or live more comfortably now? Understanding financial priorities keeps you aligned.
Consider a financial goals journal to map your shared future.
12. Family Health History
Before starting a family, it’s important to discuss medical history. Conditions like diabetes, heart disease, or genetic disorders can influence family planning.
Resources such as family medical history journals can help you document this information for future generations.
13. Mental Health History
Equally important is mental health. Be honest about experiences with anxiety, depression, or therapy. Supporting each other in this area builds resilience.
Tools like mental wellness journals encourage reflection and tracking.
14. Bucket List
Your partner should know your dreams and life goals. Do you want to travel? Start a business? Build a family farm? Sharing your bucket list aligns long-term vision.
Consider a bucket list journal to dream and plan together.
15. Dream Home
Where do you see yourself living long-term? City or country? Apartment or house? Talk about dream home goals so you can save and plan accordingly.
A home buying planner can help turn dreams into reality.
16. Careers & Education
Discuss future ambitions. Will one partner pursue advanced education? Will careers require relocation? Planning prevents future surprises and sacrifices.
Books on career development can help you both invest in personal growth.
17. Political Views
Even if you agree to disagree, political beliefs can shape worldviews, parenting, and social circles. Talking about them early sets expectations.
18. Communication Style
How do you both handle conflict? Some people shut down; others need to talk immediately. Learning each other’s communication style helps navigate disagreements gracefully.
Try using communication workbooks for couples as tools for growth.
19. Long-Term Goals
Beyond bucket lists and careers, consider retirement plans, legacy goals, and life purpose. Shared long-term vision makes for a unified partnership.
20. Whatever Else Comes to Mind
Finally, don’t limit yourself to a checklist. If something feels important—family traditions, pets, relocation, or personal hobbies—bring it up. Openness is the foundation of a strong marriage.
Final Thoughts
Marriage isn’t just about love—it’s about shared vision, mutual respect, and practical alignment. These 20 conversation starters are not meant to scare you but to help you prepare for a healthy, fulfilling marriage. When couples take the time to discuss finances, family expectations, and long-term dreams, they create a foundation that can withstand challenges.
By investing in these conversations now—and using tools like budgeting planners, couples journals, and relationship workbooks—you’re setting yourselves up for success.
Love may bring you together, but communication and preparation will help you stay together. Before you say “I do,” make sure you’ve said “let’s talk.”
Shop Related Resources
- Budgeting Planners
- Debt Payoff Planners
- Couples Journals
- Relationship Workbooks
- Parenting Guides
- Mental Wellness Journals